I may be debt free (except for the house), but I'm not out of the woods just yet. Now that I've completed the debt snowball, I'm ready to cultivate my financial garden like never before. All of the debts that I had before were just like weeds choking the life out of my cash crop. The seeds that I had sown weren't able to flourish because my time and attention was spent on untangling, maintaining, and killing debt weeds. Every now and then I would see a sprout or two in the form of increase, only soon to be overtaken by the weeds. I was sowing seeds with the belief that they would grow and multiply, not sprout up and quickly die.
Now, I definitely don't have a green thumb, but the one thing I cannot stand are weeds in my yard and driveway. Once one appears, it always seems like they just multiply overnight. Before you know it, they can overtake everything around them. Trimming them down or simply breaking the stems only provide a temporary aesthetic improvement. But unless I kill them at the roots, they'll keep sprouting up week after week, season after season, year after year. Debt is the same way. Unless you kill it at the roots, you'll continue to put up with the same credit card charges, loan balances, and car payments, week after week, month after month, and year after year.
God wants to prosper you and make you ruler over a bountiful harvest. But, we're unable to reap much because of all of the debt that is choking the life out of our finances. The more He provides, the more weeds we put into the garden, and that ought not be. I don't know of any gardener that purposefully goes out and plants weeds. They usually aren't anything nice to look at, can ruin the crop, and are a pain to get rid of. In the same manner, as God's stewards, we should not knowingly plant debt weeds into our financial gardens. Student loans, credit cards, car payments, any type of financing...they are all weeds that WE plant!
It's time to get rid of the debt that is limiting the growth of your financial garden once and for all! No matter how bad it may seem now, keep working at it and you'll start to see results sooner than later. You will start to see more money at the end of your month, your net worth will continue to gradually increase, and your cash crop will begin to flourish! Declare with me today: "Debt Weeds Be Gone!"
Change requires action!