Is it just me, or does it seem as if every time you start to change a habit, people, things, and every other distraction start coming out of the woodwork? Well let me tell you, getting out of debt is no different. I can't even begin to tell you the number of trips, sales, movies, events and group outings that I've turned down so that I could stay on the debt freedom track. It's a hard thing to do, especially when you've been buying what you want, when you want, with no regard to the long-term impact that it could have. Here are some things that have helped me, that may help you as well...
1. Avoid the need to eat out - Start packing your breakfast and lunch for work, and start cooking dinner at home.
2. Cancel e-mail subscriptions from your favorite stores - You simply don't need to be tempted by weekly sales...talk about torture! Out of sight, out of mind.
3. Budget for outings - Plan and save for something fun each month so that you don't feel completely deprived and turn into a caveman/woman.
4. Weekends before 5pm - Schedule activities and meals during off-peak hours when the cost is usually cheaper.
5. Check your progress daily - With your goals at the front of your mind, it's a lot easier to stay focused.
6. Just say no! - Honor your budget. You'll thank yourself later.
While you may not be able to participate in or buy everything that you want right now, find a few things to do that won't hinder your progress or completely eliminate your social life. Remember, we're leaving behind the old, and walking into the new. You will be tempted. What will be your escape route?
Change requires action!