You may have heard phrases like "take the money and run" or "laugh all the way to the bank," but I want you to S.I.N.G your way to Kingdom wealth!
Save - Why do you need to save? Simply because life happens. Unexpected car repairs, medical bills, major appliance breakdowns, you name it, we've all been there. However, the impact is greater for people that aren't prepared. If you're already in debt, with no emergency fund, the last thing you need is an unexpected expense. They say, when it rains it pours...how big is your umbrella? Will you be able to s.i.n.g. in the rain, or will you get drenched? Pay yourself first and save at least 10% of your income so that you can be protected from the storms of life.
Invest - Don't just spend what you have, make more of it. Investments are things that have the potential of bringing a return. If your employer has 401(k) matching you should be contributing the maximum match amount at a minimum. That's "free" money earned with each paycheck. Investments can also come by way of obtaining a skill that will make you money on a part-time basis. Whatever you choose, let your money work for you and not against you.
Name your Number - You must set financial goals. They are your road map to financial freedom. Imagine riding around in your car with no set destination. What a waste of time, money, and energy that would be. The same principle applies to your finances. If you don't set a financial destination, your money will aimlessly wander and you will have made no progress. Take the time to set savings, investing, and spending goals, and go after them.
Give - Give and you shall receive. Whatever you sow you shall reap. Pick your scripture of choice and just do it. Not only does God require us to give, but generous people live happier lives. Why? Because there is freedom in giving. I find great security and pleasure knowing that I have enough to take care of myself and someone else. Giving is about your heart and not about the size of the gift. In God's eyes, no gift is too small. Start where you are, and you'll start your journey towards freedom.
Your journey towards financial freedom doesn't have to be gloomy. After all, you're on your way to building Kingdom wealth! That's definitely something to S.I.N.G. about!
Change requires action!